.terms-page{background:var(--light-gray);min-height:100vh}.terms-hero{background-image:url(https://images.unsplash.com/photo-1520607162513-77705c0f0d4a?auto=format&fit=crop&w=1920&q=80);background-position:50%;background-size:cover;justify-content:center;align-items:center;height:440px;display:flex;position:relative;overflow:hidden}.terms-hero-overlay{z-index:1;background:linear-gradient(135deg,#1a365de6,#0f2546f2);position:absolute;inset:0}.terms-hero-content{z-index:2;text-align:center;color:var(--white);max-width:800px;margin:0 auto;padding:0 20px;position:relative}.terms-hero-content h1{letter-spacing:-.5px;margin-bottom:16px;font-size:3.5rem;font-weight:800;line-height:1.1;animation:.8s fadeInDown}.hero-subtitle{color:#ffffffe6;opacity:0;margin-bottom:20px;font-size:1.125rem;animation:.8s .2s forwards fadeInUp}.hero-underline{background:var(--accent);transform-origin:50%;border-radius:2px;width:80px;height:4px;margin:0 auto;animation:.8s .4s forwards scaleIn;transform:scaleX(0)}@keyframes fadeInDown{0%{opacity:0;transform:translateY(-20px)}to{opacity:1;transform:translateY(0)}}@keyframes fadeInUp{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}@keyframes scaleIn{to{transform:scaleX(1)}}.terms-content{max-width:900px;margin:0 auto;padding:60px 20px}.terms-container{background:var(--white);box-shadow:var(--shadow-sm);border:1px solid var(--border);border-radius:16px;padding:48px}.terms-section{margin-bottom:48px}.terms-section:last-child{margin-bottom:0}.terms-section h2{color:var(--navy);letter-spacing:-.3px;margin-bottom:8px;font-size:1.5rem;font-weight:700}.section-underline{background:var(--accent);border-radius:2px;width:60px;height:3px;margin-bottom:24px}.terms-section p{color:var(--text);margin-bottom:16px;line-height:1.7}.terms-section ul{margin:0 0 16px;padding:0;list-style-type:none}.terms-section li{color:var(--text);padding:8px 0 8px 24px;line-height:1.7;position:relative}.terms-section li:before{content:"•";color:var(--accent);font-weight:700;position:absolute;left:8px}.contact-info{border:1px solid var(--border);background:#ff6b350d;border-radius:8px;padding:24px}.contact-info p{margin-bottom:8px}.contact-info p:last-child{margin-bottom:0}.contact-info a{color:var(--accent);transition:var(--transition);font-weight:500;text-decoration:none}.contact-info a:hover{color:var(--navy);text-decoration:underline}@media (max-width:768px){.terms-hero{height:380px}.terms-hero-content h1{font-size:2.5rem}.hero-subtitle{font-size:1rem}.terms-container{padding:32px 24px}.terms-section h2{font-size:1.375rem}}@media (max-width:480px){.terms-hero{height:320px}.terms-hero-content h1{font-size:2rem}.terms-container{padding:24px 16px}.terms-section li{padding-left:20px}.contact-info{padding:16px}}